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Instant Online Credit

BuzzFlyer offer our customers the opportunity to pay by installments, applicable to all products we sell on our website at a value over £250. Our selection of interest rates and deposit amounts is very competitive.

  • Quick and easy online application
  • Select payments to suit you
  • No paperwork
  • Instant decision

It's Easy to Apply

Simply choose your goods and select afforditNOW finance at checkout.

  • The online application takes just a few minutes and you’ll receive an instant decision.

Just a little upfront will do it

No big deposits or large fees to pay

  • We like things simple, we offer 0% deposit and interest free deals.
  • We’ll ask you for a valid debit or credit card during the application process.
  • You only pay if you’re approved.

afforditNOW offers a range of finance products

0% Finance From £250 to £500. Pay 33% today and then two equal monthly payments.
Classic Finance Payable monthly over a set term such as 24 or 48 months.

Representative Examples

Interest Free for 2 months
Price: £300
Deposit: £100

Loan Amount: £200
Cost of Credit: £0
Total Repayable: £300

No. of Payments: 2
Monthly Payment: £100
APR: 0%
Interest Rate: 0%
16.9% Finance over 24 months
Price: £1500
Deposit: £150

Loan Amount: £1350
Cost of Credit: £232.03
Total Repayable: £1582.03

No. of Payments: 24
Monthly Payment: £65.92
APR: 16.90%
Interest Rate: 15.70%
14.9% Finance over 48 months
Price: £4000
Deposit: £800

Loan Amount: £3200
Cost of Credit: £995.03
Total Repayable: £4195.03

No. of Payments: 48
Monthly Payment: £87.40
APR: 14.90%
Interest Rate: 14%

How to Qualify

You need to:

  • be 18 or over and employed at least 16 hours per week
  • have 3 years continuous UK address history
  • have a UK account that accepts direct debits
  • have a have a good credit history

We also welcome applications from retired individuals, in receipt of a private or company pension.

Please note: Finance is subject to application and status. Meeting the above criteria does not guarantee your application will be approved.

Buzzflyer can introduce you to a limited number of finance providers: We act as credit broker and not a lender.

afforditNOW is provided by PayBreak Ltd, authorised and regulated by the Financial Conduct Authority. Registered in England with company number 7440512. Registered office:
PayBreak Limited Floor 1, The Bloc, Ashley Road, Altrincham, WA14 2DW

Customer support: [email protected] Phone: 03333 444 224 website:

Still have a few questions?

How long does it take to apply?

  • You should get an instant answer on whether your application for finance has been successful. In some cases we may need to review your application in more detail before making a decision.

What happens if my application is declined

  • You can still pay for the goods using an alternative payment method, such as debit or credit card.

Will I be charged if my application is declined

  • No, you will not be charged anything if your application is unsuccessful.

Can I pay the finance off early?

  • Yes, you can settle your loan at any time.

How do I pay the finance back?

  • Repayments are made by Direct Debit.
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